Top 10 lenders lent £260 billion in 2021

The UK's top ten mortgage lenders lent an eye-watering £260 billion in 2021, increasing their market share to 84.4%, up from 82.4% in 2019 (data released in August 2022, UK Finance).

The top 4 lenders retain their rankings with Lloyds Bank in first place followed by NatWest, Nationwide and Santander, with no new entrants to the Top 10 (UK Finance).

Buy-to-Let lending accounted for 16% of all lending in 2021, no change from previous year (UK Finance).

Of over 5,500 landlords surveyed in May 2022, only 13% expected their portfolio to decrease over the next 1–2 years. 69% anticipated no change and 18% saw it increasing (Property Academy).

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