Top 10 lenders lent £260 billion in 2021

Top 10 lenders lent £260 billion in 2021

The UK's top ten mortgage lenders lent an eye-watering £260 billion in 2021, increasing their market share to 84.4%, up from 82.4% in 2019 (data released in August 2022, UK Finance).

The top 4 lenders retain their rankings with Lloyds Bank in first place followed by NatWest, Nationwide and Santander, with no new entrants to the Top 10 (UK Finance).

Buy-to-Let lending accounted for 16% of all lending in 2021, no change from previous year (UK Finance).

Of over 5,500 landlords surveyed in May 2022, only 13% expected their portfolio to decrease over the next 1–2 years. 69% anticipated no change and 18% saw it increasing (Property Academy).


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After a quiet summer, the property market is showing signs of life again. For Leytonstone homeowners weighing up a move, the latest figures are encouraging, but there are a few things worth knowing before the For Sale board goes up.

A move often starts long before a property is officially listed. If selling within the next few months is becoming a realistic possibility, September is a good time to work out what needs to happen first.

A change of tenancy is a useful opportunity to review more than the rent. From property condition to compliance and management, a little preparation this autumn can help create a smoother next let.

The Renters' Rights Act has already reshaped the private rented sector this year, but one of its most significant measures is still to come: a mandatory PRS Landlord Ombudsman, giving every tenant in England a free, binding route to complain about their landlord. It will change how disputes are resolved.