Most of us do not think about our credit scores too often. We happily meander through life without giving it a second thought until we make a large purchase. Something that means we need to apply for finance of some kind, and it slowly dawns on us that we really should know our credit score. Whether it's for a credit card, car finance, or a mortgage, it all rests on that little credit score that you have, until this point, completely ignored.
Once you have a kitchen, dining room, living room, bedrooms and bathrooms, what else do large properties use their rooms for?? There comes a point when you run out of names for them all! Luxury properties will often have 'extra' rooms, over and above those that you would expect, and often it is these additional rooms that make us feel that a property is that little bit 'extra', setting it apart from the norm.
When marketing a property for rent, the biggest concerns for most landlords are usually the amount of rent they can earn from the property and the speed they can get a tenant moved in. If the property appeals to the target tenant, it will likely rent quickly and for a good price. If the property is not attracting the attention in the market you'd hoped, perhaps there's something that you could change to entice a tenant?
April is often challenging for landlords due to economic or regulatory changes, and April 2023 is set to be the same. One of the most significant factors landlords need to know about this year is the reduction in Capital Gains Tax allowance.
Traditionally, spring is the busiest time of year in the UK housing market, and one of the standard features of this time of year is that asking prices tend to rise. This situation is because there is greater demand for homes at this time of year, and when this happens, vendors tend to increase their prices because of this competitive market.
During the colder months, we are battening down the hatches against the wintery chill, closing all our doors and windows tight and trying to keep warm air in. The cost of living crisis and rising energy bills have led many of us to take the matter into our own hands, trying to improve the efficiency of our homes by adding insulation into the loft spaces or wall cavities.
Buying a new property to live in is an enormous decision. Even so, we will likely spend more time deciding to buy a new sofa or car than a new home. The average property viewing takes just 20 minutes, and the average buyer will view a property only 2 or 3 times before completing the sale and moving in. With such minimal time in a property before agreeing to purchase, these viewing appointments are critical - check out these top tips to make sure you don't miss anything!
If you are considering selling your property, you're most likely hoping that the valuations will come in high. Make sure that you get the highest valuation possible with these tips.
Despite the leading energy providers confirming their record profits recently in the multiple millions, prices of our energy bills are sky-high, and many are struggling through this winter.
Are you getting ready to put your property on the market? What should you be looking for in this sales pitch? Are there any red flags you should be on high alert to spot?
How often do you switch bank accounts? Or dentists? Or even hairdressers? I expect it's not that often. It is the same for estate agents. Either way, it's possible to change if you are feeling underwhelmed, disappointed or disheartened with the property sale experience. And it is actually easier than you might think.
The property purchasing process can be a rollercoaster, filled with ups and downs. Statistically, 30% of agreed property sales will fall through in the UK. No doubt you will have experienced this at some point or at least know someone else that has.